Personal Finance AI App
An AI-first personal finance app aimed at making money clearer for normal people, not just spreadsheet obsessives.
Most finance tools help users collect transactions but do very little to turn that information into clearer decisions, better habits, or useful next actions.
Decide where AI is genuinely helpful — categorisation, forecasting, explanation, and decision support — then cut the idea down to a simple, credible v1.
Feature definition, target-user clarity, market-gap research, and a firm v1 boundary that stops the product trying to do everything.
This dossier is a live working summary rather than a polished case study. As each project hardens, this page becomes the public record of what it is for, what questions still need answering, and whether it deserves to keep moving.